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  3. National crisis, local implications: Metro home market declines Jackson Clarion Ledger, MS - Oct 11, 2008 Now Jane and John Doe need minimum credit score of 580 for a Federal Home Administration Loan and at least 620 for conventional loans, "and that's if ...
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  4. NEW YORK - After several years in which Americans were buying on credit stuff they couldn't afford, a rapidly increasing number are complaining about getting harassed and abused by bill collectors.
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